Groceries
This month
Sample budget: €337.20 of €400.00 spent, 84%.
Smart finance, together
Money from many places. One clear picture.
Bank accounts, cards, vouchers and cash: you add them, and Wallymanager sorts them into categories, budgets and charts. No bank connection needed.
- No card to start
- 10 languages
- Web, iOS and Android
- Your data, encrypted in transit
Know where your money goes. This month.
Wallymanager keeps your categories, budgets, recurring payments and savings goals
Sample data
Start with your own money. Bring in your partner or your business when you need to.
Free covers your own day-to-day money. Premium is for sharing with a partner, running a business and planning further ahead.
Just you
Money disappears and you only find out at the end of the month.
Log income and expenses by category and see them month by month. Free includes up to 4 budgets and 4 recurring payments. Premium adds savings goals, receipt scanning, AI summaries (only with your consent) and the What-If budget simulator.
Example
Maria logs her rent and subscriptions once. They post on schedule, and each month she sees where the rest went.
Couples and families
Who paid for what? Shared money ends up in chats and screenshots.
Open a shared wallet and invite your partner with a link — you approve who joins. For each area, you choose whether a member can only view it or also change it, and the contribution chart shows who covered what. Turn off full access and members see only their own money, without the wallet balance, budget limits or savings amounts.
Example
Ivan and Elena open a "Home" wallet. Both add shopping and bills, and the contribution chart shows who covered what.
Sole traders and freelancers
Personal and business money get mixed, and tax season is a scramble.
Keep business and personal money separate in a business wallet: business categories, margin, P&L, cash runway, a cash-flow forecast from your recurring commitments and a Tax Reserve. At year end, download one archive for your accountant.
Example
Nikolay runs a design studio. He logs client income and costs in a business wallet and sends his accountant one yearly archive.
Small businesses
Team spending lives in a spreadsheet nobody trusts.
Open one shared business wallet for your team. You invite and remove members, and for each person and each area (transactions, budgets, recurring payments, savings) you decide whether they can only view it or also change it. Turn off full access and members see only their own money, without the wallet balance, budget limits or savings amounts. The business wallet brings business categories, P&L, a cash-flow forecast and a Tax Reserve.
Example
Daniela runs a café with a staff of four. Her manager records the purchases; the barista can see the month's movements but not change them.
Autopilot
Set it once. It runs itself.
Recurring payments post themselves on schedule. Premium adds reminders before anything is due.
Sample data
Insight
See where every cent goes.
Spending by category, month and year, free. Premium adds heatmaps and waterfall analysis.
Sample data
Growth
Watch your money grow.
Budgets by category with live progress, so every month ends better than the last.
Sample data
Together
One wallet. The whole family.
Invite your people, choose what each of them can view or change, and see who covered what.
Each person needs their own Premium.
Sample data
Scan
Snap the receipt. Done.
AI reads the receipt and drafts the transaction — merchant, amount, category — for you to confirm.
Sample data
Business
Revenue, costs, profit. One card.
For freelancers: a business wallet keeps work money separate from personal — with revenue, costs and margin at a glance.
Sample data
What changes when you switch
Compared with a spreadsheet, your bank's app or another budget app.
Your money doesn't live in one place.
Some banks now sort the movements of their own account into simple categories. But your money moves through much more than one account: a second bank, a credit card, a payment app or e-wallet you use for online shopping, food vouchers, cash in your wallet, rent from a flat you let out. No single bank app can see all of that.
Wallymanager brings these parallel streams together, because together they are your finances. With the whole picture in one place you can plan, analyse and save.
Where your money moves
Example: one month
Accounts in several banks€2,400 Credit card€620 Payment apps and e-wallets€85 Food vouchers€160 Cash€140 Rental income€450 Side income€300
Wallymanager
One picture from every source
- Sources
- 7
- In one place
- €4,155
What you do with it
Categories Analytics and charts Budgets Recurring payments Subscriptions overview Search by text or amount Import from another app Export (CSV, PDF, XLSX) Savings goals Premium What-If for budgets Premium What-if for savings funds Premium Bulk edit Premium Receipt scanning Premium Transfers between wallets Premium
Instead of a spreadsheet
Categories, budgets and recurring payments run on their own — no formulas to maintain. Charts by month, category and year are built in.
Instead of your bank's app
You never hand over your bank login. You decide what goes in. Cash, cards and bank accounts you track yourself, in one place. Savings goals next to your everyday spending. Premium
Instead of another budget app
A Free plan you can keep using: one wallet, four budgets, four recurring payments, charts and export. Shared wallets where you approve who joins. Premium Personal and business money in one login. Premium AI features that run only after you give consent. Premium Bulgarian and nine more languages. Leave Premium and your wallets and transactions stay.
Start free. Add your partner when you want.
Each person needs their own Premium.
Free is a complete tracker. Premium is for sharing, more wallets, business, AI and goals.
How It Works
Four steps from sign-up to a clear picture of your money.
What happens to your data
The short version. The Privacy Policy has the full one.
Encrypted in transit
Everything between your device and our servers travels over an encrypted connection.
AI only with your consent
AI features use your financial data only after you give explicit consent. You can withdraw it at any time in Privacy & Consent. When you agree, the relevant data is sent to an external AI provider.
Named service providers
We use a small number of providers for hosting, payments, email, sign-in, monitoring, analytics and AI. The Privacy Policy names each of them.
Your data stays yours
Export any period of up to three years as CSV, PDF or XLSX, on the Free plan too. If Premium ends, your wallets and transactions are kept.
Frequently Asked Questions
Find answers to the most common questions about Wallymanager.
Yes. Free gives you one personal wallet, income and expenses by category, monthly and yearly charts, up to four budgets, up to four recurring payments and export. No card is needed.
Yes. Shared wallets are a Premium feature, and each person in the wallet needs their own Premium. The owner shares an invite link and approves every request to join.
Only after your explicit consent. AI summaries, budget and savings advice and receipt scanning are Premium features, and none of them uses your data until you agree to AI processing. You can withdraw consent at any time in Privacy & Consent. When you agree, the relevant data is sent to an external AI provider.
Yes. On any plan you can export any period of up to three years as CSV, PDF or XLSX. You can also delete your account in the settings.
No. Wallymanager does not connect to banks. You type in your income and expenses, import them from another app, or scan receipts with Premium.
You move to the Free plan. Your wallets and transactions are kept, Premium features switch off, and wallets, budgets and recurring payments above the Free limits are paused until you upgrade again. If you never paid for Premium — for example, you only used a free trial — your saved receipts and custom category images are deleted 30 days after Premium ends.
Yes, for keeping track of it. A business wallet (Premium) keeps business money apart from personal money, with business categories, margin, P&L, cash runway, a cash-flow forecast and a Tax Reserve, plus a yearly archive for your accountant. It is not an invoicing or tax-filing tool.
Wallymanager is available in 10 languages: English, Bulgarian, German, French, Spanish, Greek, Russian, Arabic, Hindi and Chinese. Use it on the web and in the iOS and Android apps.
See where your money goes, starting this month.
Free to start, no card needed. Add Premium when you share a wallet or run a business.
Available now on Android and iOS
Questions or feedback? Email us at office@wallymanager.com
